Terms of Service

1. Acceptance of terms

By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, you may not use the Service. If you use the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

2. Description of the service

The Service provides stock-market data and information, including market data, rankings, screeners, watchlists, and portfolio tracking tools. All content and features are provided for informational and educational purposes only. The Service does not execute trades, hold funds, or act as a broker, dealer, or custodian.

3. Not financial or investment advice; no warranty on data

Nothing on the Service constitutes financial, investment, legal, tax, or other professional advice, and nothing should be construed as a recommendation, solicitation, or offer to buy or sell any security or other financial instrument. You are solely responsible for your own investment decisions and should consult a licensed professional before acting.

Market data, fundamentals, and other figures are sourced from third-party providers and may be delayed, incomplete, or inaccurate. We do not guarantee the accuracy, timeliness, completeness, or reliability of any data and provide all data “as is” and “as available,” without warranty of any kind. Any reliance you place on such data is strictly at your own risk.

4. User accounts

Some features require an account. You may register using an email address and password, or by signing in with Google or Apple. You agree to provide accurate information and to keep it up to date. You are responsible for safeguarding your credentials and for all activity that occurs under your account. Notify us promptly at the contact address below if you suspect unauthorized use.

5. Acceptable use

You agree not to:

• scrape, crawl, harvest, or use automated means to access or collect data from the Service except as expressly permitted by us in writing;
• interfere with, disrupt, overload, or attempt to gain unauthorized access to the Service or its infrastructure;
• reverse engineer, decompile, or disassemble any part of the Service, except to the extent that restriction is prohibited by law;
• resell, redistribute, or sublicense data or content from the Service without authorization; or
• use the Service for any unlawful, fraudulent, or abusive purpose.

6. Intellectual property

The Service, including its software, design, text, graphics, and the selection and arrangement of content, is owned by Saren LLC or its licensors and is protected by intellectual property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use. Third-party data remains the property of its respective providers.

7. Third-party links and brokers

The Service may contain links to third-party websites, brokers, or services that we do not own or control. We provide these links for convenience only and are not responsible for the content, products, policies, or practices of any third party. Your dealings with any third party are solely between you and that third party.

8. Disclaimers

The Service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

9. Limitation of liability

To the maximum extent permitted by law, Saren LLC and its affiliates, officers, employees, and suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or trading losses, arising out of or related to your use of (or inability to use) the Service, even if advised of the possibility of such damages. Our total liability for any claim relating to the Service will not exceed the greater of the amount you paid us in the twelve months before the claim or one hundred U.S. dollars (US$100).

10. Indemnification

You agree to indemnify and hold harmless Saren LLC and its affiliates from any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to your use of the Service, your content, or your violation of these Terms or applicable law.

11. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, including for violation of these Terms. You may stop using the Service and close your account at any time. Sections that by their nature should survive termination (including ownership, disclaimers, limitation of liability, and indemnification) will survive.

12. Changes to these terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Material changes may be communicated through the Service. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing law

These Terms are governed by the laws of [JURISDICTION TO BE COMPLETED BY SAREN LLC], without regard to its conflict-of-laws principles. You agree to the exclusive jurisdiction and venue of the courts located in that jurisdiction for any dispute that is not subject to arbitration or small-claims resolution.

14. Contact

Questions about these Terms? Contact Saren LLC at [email protected].