Dividend calculator
Free market tools, live on StockMarketCap
| Year | Dividend income | Collected | Value (DRIP) | Value (cash) |
|---|---|---|---|---|
| 1 | $300.00 | $300 | $10,900 | $10,900 |
| 2 | $315.00 | $615 | $11,878 | $11,851 |
| 3 | $330.75 | $946 | $12,940 | $12,856 |
| 4 | $347.29 | $1,293 | $14,094 | $13,918 |
| 5 | $364.65 | $1,658 | $15,347 | $15,040 |
| 6 | $382.88 | $2,041 | $16,707 | $16,226 |
| 7 | $402.03 | $2,443 | $18,182 | $17,479 |
| 8 | $422.13 | $2,865 | $19,784 | $18,803 |
| 9 | $443.24 | $3,308 | $21,521 | $20,203 |
| 10 | $465.40 | $3,773 | $23,405 | $21,682 |
| 11 | $488.67 | $4,262 | $25,448 | $23,245 |
| 12 | $513.10 | $4,775 | $27,663 | $24,897 |
| 13 | $538.76 | $5,314 | $30,063 | $26,643 |
| 14 | $565.69 | $5,880 | $32,664 | $28,489 |
| 15 | $593.98 | $6,474 | $35,483 | $30,439 |
| 16 | $623.68 | $7,097 | $38,535 | $32,501 |
| 17 | $654.86 | $7,752 | $41,840 | $34,680 |
| 18 | $687.61 | $8,440 | $45,419 | $36,983 |
| 19 | $721.99 | $9,162 | $49,293 | $39,418 |
| 20 | $758.09 | $9,920 | $53,486 | $41,991 |
Estimate for planning only, not a forecast of any specific stock. It assumes steady dividend and price growth every year with no taxes or fees, which real holdings do not deliver. Yield and growth rates are your own inputs, not promised or historical figures.
Frequently asked questions
What is DRIP and how does reinvesting dividends help?
DRIP is a dividend reinvestment plan: instead of taking each dividend as cash, you use it to buy more shares, which then pay their own dividends. Over time that compounds, so the reinvested path usually ends with more shares and a higher value than taking dividends as cash.
How is dividend income projected over time?
The tool starts from your investment amount and dividend yield to get the first year of income, then grows the dividend each year by the dividend growth rate you enter. If you reinvest, your share count also rises, so income grows from both a higher payout per share and more shares.
What is the difference between dividend yield and dividend growth?
Yield is the current annual dividend divided by the share price, so it sets your starting income. Dividend growth is how much the payout per share rises each year. A stock can have a modest yield but strong growth, or a high yield that barely grows. Both inputs matter.
Are these dividend figures guaranteed?
No. Yield, dividend growth, and price growth are your own assumptions, not promises, and real companies raise, freeze, or cut dividends and their share prices move both ways. Treat the result as a planning estimate under steady-growth assumptions, and use conservative inputs if you want a more cautious picture.