Income tax calculator
A 2026 estimate for planning, not tax advice, and it does not include state taxes.
Free market tools, live on StockMarketCap
Estimate for planning only, not tax advice. Based on 2026 federal figures. It does not include state or local income taxes, payroll (Social Security and Medicare) taxes, tax credits, the alternative minimum tax, or phase-outs. Your actual return may differ.
Frequently asked questions
What are the 2026 federal income tax brackets?
For 2026 the federal income tax has seven rates: 10, 12, 22, 24, 32, 35, and 37 percent. The dollar range each rate applies to depends on your filing status. Only the income that falls inside a given bracket is taxed at that rate, so reaching a higher bracket never taxes your whole income at the higher rate.
What is the 2026 standard deduction?
For 2026 the standard deduction is $16,100 for single filers, $32,200 for married filing jointly, and $24,150 for heads of household. This calculator subtracts your deduction (standard or itemized) from income to find taxable income, which is what the brackets are applied to.
What is the difference between my effective and marginal tax rate?
Your marginal rate is the rate on your next dollar of income, the top bracket you reach. Your effective rate is the total tax you owe divided by your income, which is always lower because the earlier dollars are taxed in lower brackets.
How are long-term capital gains taxed?
Long-term gains on assets held more than a year are taxed at 0, 15, or 20 percent depending on your total taxable income, separately from the rates on wages. The gains stack on top of your ordinary taxable income, so a gain can fall across more than one rate.